High Risk Merchant Account Solutions

For high risk merchants, accepting credit cards can prove to be a difficult task. Many providers are hesitant to provide accounts to such merchants due to the increased risk associated with their industry. At Shine Merchant Solutions, our aim is to accommodate all merchants – high risk or low risk.


Merchants are classified as high risk for a number of reasons; the most common reason is their industry typically incurs a high rate of charge backs. Shine Merchant Solutions have developed relationships with service providers around the globe so we can manage this risk and provide cost effective solutions to high risk merchants.


Our solutions include credit card merchant accounts, as well as ACH and E-Check processing. With a high approval rate and fast application processing, we can have your business taking payments quickly.


High risk merchants we support

  • Pharmacy - Pharmaceuticals / Vitamins / Herbal / Weight loss
  • Adult Entertainment
  • Adult Products
  • Auctions
  • Dating
  • E-wallets
  • MLM
  • Replica
  • Credit repair
  • Pay Day Loans
  • Mortgage Services
  • Insurance
  • Telemarketing / Call Centers
  • Travel / Time Share